SAVINGS ACCOUNTS — 31 VERIFIED
Bonus-interest accounts ranked by what you can actually earn. Every rate carries a verification date and source URL. Last verified 4 Sept 2026.
1 RHB Smart Account/-i RHB Bank
CARD SPEND · BILLS · INS/INV · CAP RM100,000 (top bonus tier is RM50,000-RM100,000 balance band) · PIDM
6.6% p.a.
MAX
2 Privilege$aver (Privilege Savings Account / Super Salary-i) Standard Chartered
SALARY · CARD SPEND · BILLS · INS/INV · CAP RM100,000 MAB (bonus cap; RM30,000 for Invest category) · PIDM
6.3% p.a.
MAX
3 Wealth $aver-i Account Standard Chartered
INS/INV · CAP not disclosed (New to Priority bonus capped at RM5,000,000 IAB) · PIDM
6.28% p.a.
MAX
4 TRUE Savers Account AmBank
CARD SPEND · BILLS · INS/INV · PIDM
6.1% p.a.
MAX
5 Maybank2u Savers/-i Account Maybank
CARD SPEND · BILLS · PIDM
6% p.a.
MAX
6 UOB One Account UOB
SALARY · CARD SPEND · BILLS · CAP not disclosed (max EIR 3.63% p.a. on RM100,000-RM200,000 tier; 3.24% above RM200,000) · PIDM
5.65% p.a.
MAX
7 KAF Digital Bank Savings KAF Digital Bank
NO CONDITIONS · CAP 5.00% p.a. tier applies to first RM2,000; RM2,001 and above earns 3.00% p.a. · PIDM
5% p.a.
MAX
8 Versa Cash / Versa Cash-i Versa Cash / Versa Cash-i
NO CONDITIONS · NOT INSURED
4.2% p.a.
MAX
9 CIMB Prime Savings Account (Prime Enhanced Campaign) CIMB Bank
CARD SPEND · INS/INV · CAP RM50,000 (bonus applies to MAB from RM10,000 to RM50,000 only) · PIDM
4% p.a.
MAX
10 Boost Bank Savings Boost Bank
NO CONDITIONS · CAP Hello 2026 Jar: savings up to RM100,000; Unlimited Jar: no limits on saving deposits · PIDM
4% p.a.
MAX
11 KDI Save KDI Save
NO CONDITIONS · CAP Tier 1 applies to RM0–RM50,000; Tier 2 above RM50,000; no stated overall cap · NOT INSURED
3.88% p.a.
MAX
12 GXBank Savings GXBank
NO CONDITIONS · CAP RM50,000 for Bonus Pocket (max RM12,500 per pocket, up to 4 pockets); no cap on Main Account/Savings Pockets · PIDM
3.7% p.a.
MAX
13 Pay&Save Account (with Multi-Currency Feature) Hong Leong Bank
CARD SPEND · BILLS · INS/INV · CAP RM100,000 (savings interest paid up to max balance RM100,000) · PIDM
3.4% p.a.
MAX
14 FSMOne Cash Management Fund FSMOne Cash Management Fund
NO CONDITIONS · NOT INSURED
3.309% p.a.
MAX
15 TNG Go+ (Touch 'n Go eWallet) TNG Go+ (Touch 'n Go eWallet)
NO CONDITIONS · CAP RM20,000 (raised from RM9,500 per official TNG news release) · NOT INSURED
3.2% p.a.
MAX
16 OCBC 360 Account/-i OCBC
CARD SPEND · BILLS · CAP RM100,000 (bonus interest capped at RM100,000 average daily balance) · PIDM
3% p.a.
MAX
17 AEON Bank Savings AEON Bank
NO CONDITIONS · PIDM
3% p.a.
MAX
18 Alliance SavePlus Account Alliance Bank
NO CONDITIONS · PIDM
2.75% p.a.
MAX
19 MoneyPLUS Savings Account Public Bank
CARD SPEND · BILLS · INS/INV · PIDM
2.2% p.a.
MAX
20 Ryt Bank Savings Ryt Bank
NO CONDITIONS · CAP Bonus rate applies to first RM20,000 across all Save Pockets; balances above earn 2.05% p.a. · PIDM
1.95% p.a.
MAX
21 ELITE Savings Account-i (ESA-i) Bank Muamalat
NO CONDITIONS · PIDM
1.68% p.a.
MAX
22 Savings-i Account Bank Rakyat
NO CONDITIONS · PIDM
1.25% p.a.
MAX
23 Top Yield Account Hong Leong Bank
INS/INV · PIDM
1% p.a.
MAX
24 RHB Bonus Saver Account RHB Bank
NO CONDITIONS · PIDM
0.7% p.a.
MAX
25 StashAway Simple StashAway Simple
NO CONDITIONS · CAP No minimum, no maximum (RM1 or RM1,000,000 same rate) · NOT INSURED
0.15% p.a.
MAX
26 Savings Account-i Bank Muamalat
NO CONDITIONS · PIDM
0.05% p.a.
MAX
27 AFFIN Savings Vault Affin Bank
NO CONDITIONS · PIDM
Not disclosed
MAX
28 Everyday Global Account (Advance / Premier) HSBC
SALARY · PIDM
Not disclosed
MAX
29 Qard Savings Account-i Bank Islam
NO CONDITIONS · PIDM
Not disclosed
MAX
30 Tiered Savings Account-i (Peak Saver) MBSB Bank
NO CONDITIONS · PIDM
Not disclosed
MAX
31 Wahed Everyday Shariah Account (ESA) Wahed Everyday Shariah Account (ESA)
NO CONDITIONS · NOT INSURED
Not disclosed
MAX
Rates are estimates based on published terms. Always verify with the bank before switching.