Is the FSMOne Cash Management Fund PIDM-insured?

No. The FSMOne Cash Management Fund is not PIDM-insured — it is not a bank deposit.

FSMOne Cash Management Fund

Q: What is the interest rate on the FSMOne Cash Management Fund?

The FSMOne Cash Management Fund pays a base rate of 3.36% p.a.. Cash management fund on FSMOne Malaysia (unit-trust wrapper, not a deposit). Indicative interest rate 3.360% p.a. as at 15 Oct 2026, based on annualized interest rate minus 0.40% p.a. fee. Rate is indicative and varies with market conditions. Not PIDM-protected (money market fund). Verified 19 Oct 2026 against the official FSMOne Cash Management Fund website.

FSMOne Cash Management Fund · Malaysia · Verified 19 Oct 2026

BASE RATE

3.36% p.a.

MAX RATE (ALL TIERS)

Not disclosed

BALANCE CAP

None

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (JomPAY / standing instruction) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

PIDM insured NO — NOT A BANK DEPOSIT

Monthly fee not disclosed (rate quoted is net of 0.40% p.a. fee)

HOW THE RATE WORKS

Cash management fund on FSMOne Malaysia (unit-trust wrapper, not a deposit). Indicative interest rate 3.360% p.a. as at 15 Oct 2026, based on annualized interest rate minus 0.40% p.a. fee. Rate is indicative and varies with market conditions. Not PIDM-protected (money market fund).

SOURCE

https://www.fsmone.com.my/cash-management-fund

FSMOne Malaysia official cash management fund page: 'Indicative Interest Rate 3.360% p.a. — The rate is based on annualized interest rate minus 0.40% as at 15 Oct 2026.' (previously 3.345% as at 1 Oct 2026). Not a PIDM member (unit trust product). Re-verified 2026-10-19 via browser.

Verified 19 Oct 2026. Rates change — always confirm on the official site.