Is the AEON Bank Savings PIDM-insured?

Yes. The AEON Bank Savings is PIDM-insured up to RM250,000 per depositor per member bank.

AEON Bank Savings

Q: What is the interest rate on the AEON Bank Savings?

The AEON Bank Savings pays a base rate of 0.25% p.a., up to 3% p.a. with bonus tiers. Savings Account-i prevailing profit rate 0.25% p.a.; Savings Pot promotional profit rate 3.00% p.a. (promotion ends 28 Feb 2027), prevailing rate 0.25% p.a. after promotion. Shariah-compliant (Islamic digital bank). Up to 20 Savings Pots; 'Round-up' feature available. PIDM-protected up to RM250,000 per depositor per official page. Verified 26 Oct 2026 against the official AEON Bank website.

AEON Bank · Malaysia · Verified 26 Oct 2026

BASE RATE

0.25% p.a.

MAX RATE (ALL TIERS)

3% p.a.

BALANCE CAP

None

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (JomPAY / standing instruction) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

PIDM insured YES — RM250,000 per depositor per member bank

Minimum balance RM1 to activate account (minimum RM1 transfer)

HOW THE RATE WORKS

Savings Account-i prevailing profit rate 0.25% p.a.; Savings Pot promotional profit rate 3.00% p.a. (promotion ends 28 Feb 2027), prevailing rate 0.25% p.a. after promotion. Shariah-compliant (Islamic digital bank). Up to 20 Savings Pots; 'Round-up' feature available. PIDM-protected up to RM250,000 per depositor per official page.

SOURCE

https://www.aeonbank.com.my/deposit

AEON Bank official deposit page: profit rate table 'Savings Account-i: 0.25% p.a. (prevailing); Savings Pot: 3.00% p.a. (promotion) / 0.25% p.a. (prevailing)'; 'PIDM-protected — Enjoy PIDM protection up to RM250,000 for each depositor'; activate with minimum RM1 transfer. Promotions page (aeonbank.com.my/promotions) confirms '3.00% p.a. across all Savings Pots' ends 28 Feb 2027. PIDM membership per pidm.gov.my member list (AEON Bank (M) Berhad, licensed Islamic digital bank).

Verified 26 Oct 2026. Rates change — always confirm on the official site.