TNG Go+ (Touch 'n Go eWallet) · Malaysia · Verified 19 Oct 2026
BASE RATE
3.2% p.a.
MAX RATE (ALL TIERS)
Not disclosed
BALANCE CAP
RM20,000 (raised from RM9,500 per official TNG news release)
■ BONUS TIER REQUIREMENTS
Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (JomPAY / standing instruction) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
PIDM insured NO — NOT A BANK DEPOSIT
Minimum balanceRM10
Monthly feenot disclosed (fund expense ratio applies; official page does not state a fee)
HOW THE RATE WORKS
GO+ is an investment product (Principal e-Cash, a Shariah-compliant money market fund managed by Principal Asset Management Berhad), not a savings/deposit account. Official page: 'Earn up to 3.2% p.a., with returns distributed daily into your GO+ balance'; returns fluctuate with market performance and are not guaranteed. Official page states: 'GO+ is not a savings or deposit account and does not fall under PIDM protection.' Still operating as of Sep 2026 (product page live; TNG news release on RM20,000 limit).
Touch 'n Go official GO+ product page: 'earn daily returns of up to 3.2% p.a. through Principal e-Cash, a Shariah-compliant money market fund'; start from RM10; no lock-in; 'GO+ is not a savings or deposit account and does not fall under PIDM protection.' Savings limit RM20,000 per official TNG news release (touchngo.com.my/news/go-now-offers-higher-saving-limit-unlocking-more-daily-earnings-with-tng-ewallet).
Verified 19 Oct 2026. Rates change — always confirm on the official site.