SINGAPORE SAVINGS & CARDS — VERIFIED & DATED
Every account and card carries a verification date and a source URL, researched directly from official bank websites. No stale aggregator data. No invented rates.
■ SAVINGS CALCULATOR — RANKED BY EFFECTIVE ANNUAL RATE
Most bonus interest applies up to a cap (e.g. S$100k). Above that, base rate only.
Some accounts require employer salary credit to unlock bonus interest.
Must be on the bank's own credit or debit card.
Count separate recurring bills (utilities = 1, phone = 1, insurance = 1).
OPEN TO BUYING THROUGH YOUR BANK?
RANKED BY YOUR EFFECTIVE ANNUAL RATE
Effective rates are estimates based on your inputs. Always verify with the bank before switching.
■ CREDIT CARD CALCULATOR — NET ANNUAL REWARDS
Cashback or miles? Single card or a 2–3 card combo? Tell us your monthly spend and category mix — we rank 24 verified cards by net annual rewards after fees.
OPEN CARD CALCULATOR ▸■ BANKS TRACKED — TILE SIZE ∝ ACCOUNT COUNT
■ VERIFICATION WIRE — LAST CHECKED
SDIC INSURED
21 of 27 accounts are SDIC-insured up to S$100,000 per depositor per member bank. Cash-management platforms are flagged separately — they are not deposit-insured.
VERIFIED & DATED
Every product carries a verification date and source URL. Last verified 4 Sept 2026. Weekly re-verification cycle — see the methodology page.
INDEPENDENT
No paid placement, no lead-gen bait, no affiliate links at launch. We rank by your effective rate, not by who pays us.