BASE RATE
Not disclosed
MAX RATE (ALL TIERS)
Not disclosed
BALANCE CAP
None
■ BONUS TIER REQUIREMENTS
Salary credit REQUIRED — min RM8500/mo
Card spend NOT REQUIRED
Bill payments (JomPAY / standing instruction) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
PIDM insured YES — RM250,000 per depositor per member bank
Minimum balance RM0 initial deposit
Monthly fee RM10/month (Advance, months criteria not met); RM150/month (Premier, months criteria not met)
HOW THE RATE WORKS
Multi-currency all-in-one account (11 currencies). No bonus-interest tiers published on product page; interest rates published in HSBC interest-rates.pdf (could not be fetched - rate not verified). Advance requires TRB RM30,000 or salary RM8,500; Premier requires TRB RM300,000.
SOURCE
https://www.hsbc.com.my/accounts/products/everyday-global
HSBC Malaysia official Everyday Global Account page - eligibility criteria and account fees; interest-rates.pdf link (hsbc.com.my/content/dam/hsbc/my/docs/interest-rates.pdf) failed to fetch, rates not verified
Verified 4 Sept 2026. Rates change — always confirm on the official site.