BASE RATE
0.05% p.a.
MAX RATE (ALL TIERS)
0.7% p.a.
BALANCE CAP
None
■ BONUS TIER REQUIREMENTS
Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (JomPAY / standing instruction) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
PIDM insured YES — RM250,000 per depositor per member bank
Minimum balance RM20 initial deposit (per related account pages)
HOW THE RATE WORKS
Step-Up interest: base 0.05% p.a. + bonus 0.05% x step-up counter (counter 1-12, total up to 0.65% p.a.); after 12 counters, Super Bonus: fulfil monthly incremental average balance of RM500 to earn 0.05% bonus (total 0.70% p.a.), else 0.65%.
SOURCE
https://www.rhbgroup.com/personal/personal-saving/bonus-saver-account/index.html
RHB official Bonus Saver Account product page - Rates table (Step-Up Counter 1-12 and Super Bonus conditions)
Verified 4 Sept 2026. Rates change — always confirm on the official site.