Privilege$aver (Privilege Savings Account / Super Salary-i)

Q: What is the interest rate on the Privilege$aver (Privilege Savings Account / Super Salary-i)?

The Privilege$aver (Privilege Savings Account / Super Salary-i) pays a base rate of 0.05% p.a., up to 6.3% p.a. with bonus tiers. Base 0.05% p.a. + Save 0.70% (RM3,000 fresh funds) + Spend 0.70% (RM1,000 card) + Pay 0.70% (2 JomPAY) + Invest 2.00% (RM10,000 unit trust) + Payroll 2.15% (6 months) = up to 6.30% p.a. on up to RM100,000 MAB. Verified 26 Oct 2026 against the official Standard Chartered website.

Q: Is the Privilege$aver (Privilege Savings Account / Super Salary-i) PIDM-insured?

Yes. The Privilege$aver (Privilege Savings Account / Super Salary-i) is PIDM-insured up to RM250,000 per depositor per member bank.

Standard Chartered · Malaysia · Verified 26 Oct 2026

BASE RATE

0.05% p.a.

MAX RATE (ALL TIERS)

6.3% p.a.

BALANCE CAP

RM100,000 MAB (bonus cap; RM30,000 for Invest category)

■ BONUS TIER REQUIREMENTS

Salary credit REQUIRED — min RM3000/mo

Card spend REQUIRED — min RM1000/mo

Bill payments (JomPAY / standing instruction) REQUIRED — 2 bills

Insurance / investments via bank REQUIRED

PIDM insured YES — RM250,000 per depositor per member bank

HOW THE RATE WORKS

Base 0.05% p.a. + Save 0.70% (RM3,000 fresh funds) + Spend 0.70% (RM1,000 card) + Pay 0.70% (2 JomPAY) + Invest 2.00% (RM10,000 unit trust) + Payroll 2.15% (6 months) = up to 6.30% p.a. on up to RM100,000 MAB.

SOURCE

https://www.sc.com/my/deposits/psa

Standard Chartered Malaysia official Privilege$aver page - bonus categories (Save/Spend/Pay/Invest/Payroll), base 0.05%, FAQ 'up to 6.30% p.a.'

Verified 26 Oct 2026. Rates change — always confirm on the official site.