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SINGAPORE 2026-09-04 VERIFIED
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SAVINGS / Versa Cash / Versa Cash-i

Versa Cash / Versa Cash-i

Versa Cash / Versa Cash-i · Malaysia · Verified 4 Sept 2026

BASE RATE

3.48% p.a.

MAX RATE (ALL TIERS)

4.2% p.a.

BALANCE CAP

None

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (JomPAY / standing instruction) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
PIDM insured NO — NOT A BANK DEPOSIT
Minimum balance RM10
Monthly fee RM0 sales/withdrawal fees; management fee 0.30% p.a. + trustee fee 0.05% p.a. (built into net return)

HOW THE RATE WORKS

Unit-trust (money market fund) wrapper, not a deposit. Versa Cash (AHAM Enhanced Deposit Fund) base net return 3.48% p.a. after fees for June 2026; Versa Cash-i (AHAM Aiiman Enhanced-i Profit Fund) 3.09% p.a. after fees for June 2026. Returns vary monthly with fund performance. Promotional 'Fixed Rate Quests' have offered up to 4.2% p.a. fixed returns for 210 days (qualifying period 19 Jun–31 Aug 2026). Official FAQ: 'Money market funds are not protected by PIDM.' Regulated by Securities Commission Malaysia.

SOURCE

https://versa.com.my/save

Versa official Save page: 'Versa Cash — 3.48% p.a. Base Nett Return for June 2026 (After Fees), next day withdrawal if done before 3:00 PM'; 'Versa Cash-i — 3.09% p.a. Base Nett Return for June 2026 (After Fees), same day withdrawal if done before 10:00 AM'; start with RM10; zero sales/withdrawal fees; FAQ states money market funds are not PIDM-protected. Fixed Rate Quest 4.2% p.a. per versa.com.my blog (19 Jun 2026).

Verified 4 Sept 2026. Rates change — always confirm on the official site.