Versa Cash / Versa Cash-i · Malaysia · Verified 19 Oct 2026
BASE RATE
3.22% p.a.
MAX RATE (ALL TIERS)
4.2% p.a.
BALANCE CAP
None
■ BONUS TIER REQUIREMENTS
Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (JomPAY / standing instruction) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
PIDM insured NO — NOT A BANK DEPOSIT
Minimum balanceRM10
Monthly feeRM0 sales/withdrawal fees; management fee 0.30% p.a. + trustee fee 0.05% p.a. (built into net return)
HOW THE RATE WORKS
Unit-trust (money market fund) wrapper, not a deposit. Versa Cash (AHAM Enhanced Deposit Fund) base net return 3.22% p.a. after fees for Sep 2026; Versa Cash-i (AHAM Aiiman Enhanced-i Profit Fund) 3.28% p.a. after fees for Sep 2026. Returns vary monthly with fund performance. Promotional 'Fixed Rate Quests' have offered up to 4.2% p.a. fixed returns for 210 days (qualifying period 19 Jun–31 Aug 2026). Official FAQ: 'Money market funds are not protected by PIDM.' Regulated by Securities Commission Malaysia.
Versa official Save page: 'Versa Cash — 3.22% p.a. Base Nett Return for Sep 2026 (After Fees), next day withdrawal if done before 3:00 PM'; 'Versa Cash-i — 3.28% p.a. Base Nett Return for Sep 2026 (After Fees), same day withdrawal if done before 10:00 AM'; start with RM10; zero sales/withdrawal fees; FAQ states money market funds are not PIDM-protected. Fixed Rate Quest 4.2% p.a. per versa.com.my blog (19 Jun 2026).
Verified 19 Oct 2026. Rates change — always confirm on the official site.