Is the CIMB Prime Savings Account (Prime Enhanced Campaign) PIDM-insured?

Yes. The CIMB Prime Savings Account (Prime Enhanced Campaign) is PIDM-insured up to RM250,000 per depositor per member bank.

SAVINGS / CIMB Bank

CIMB Prime Savings Account (Prime Enhanced Campaign)

Q: What is the interest rate on the CIMB Prime Savings Account (Prime Enhanced Campaign)?

The CIMB Prime Savings Account (Prime Enhanced Campaign) pays a base rate of 0.2% p.a., up to 4% p.a. with bonus tiers. Campaign 1 Sep 2026 - 31 Aug 2027. Base 0.20% p.a. (all balances, eff 1 Sep 2024) + Deposit Bonus 2.30% p.a. (min RM5,000 fresh funds/month) + Wealth Bonus 1.00% p.a. for 6 months (RM10,000 unit trust or RM3,600 AFYP insurance) + Credit Card Bonus 0.50% p.a. (RM1,000 spend) = up to 4.00% p.a. on MAB RM10k-RM50k. Prime Account EIR 3.98%. Verified 4 Sept 2026 against the official CIMB Bank website.

CIMB Bank · Malaysia · Verified 4 Sept 2026

BASE RATE

0.2% p.a.

MAX RATE (ALL TIERS)

4% p.a.

BALANCE CAP

RM50,000 (bonus applies to MAB from RM10,000 to RM50,000 only)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend REQUIRED — min RM1000/mo

Bill payments (JomPAY / standing instruction) NOT REQUIRED

Insurance / investments via bank REQUIRED

PIDM insured YES — RM250,000 per depositor per member bank

HOW THE RATE WORKS

Campaign 1 Sep 2026 - 31 Aug 2027. Base 0.20% p.a. (all balances, eff 1 Sep 2024) + Deposit Bonus 2.30% p.a. (min RM5,000 fresh funds/month) + Wealth Bonus 1.00% p.a. for 6 months (RM10,000 unit trust or RM3,600 AFYP insurance) + Credit Card Bonus 0.50% p.a. (RM1,000 spend) = up to 4.00% p.a. on MAB RM10k-RM50k. Prime Account EIR 3.98%.

SOURCE

https://www.cimb.com.my/en/personal/promotions/latest-promotions/step-up-to-higher-returns-with-up-to-4-00-percent-p-a.html

CIMB official campaign page + TnC PDF (tnc-cimb-prime-enhanced-campaign-en.pdf, clause 13: Deposit 2.30%, Wealth 1.00%, Credit Card 0.50%); base rate from cimb.com.my savings-account interest rates page (Prime Savings, eff 1 Sep 2024: 0.20%)

Verified 4 Sept 2026. Rates change — always confirm on the official site.