Is the Savings Account-i PIDM-insured?

Yes. The Savings Account-i is PIDM-insured up to RM250,000 per depositor per member bank.

MYT://BANK [F1] HELP [E] EDIT [D] DATA [I] INSPECT

SINGAPORE AS-OF 2026-09-04 VERIFIED

MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC — BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.7% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.309% p.a. MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC — BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.7% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.309% p.a.

bank.subimpact.net MALAYSIA

SAVINGS / Bank Muamalat

Savings Account-i

Q: What is the interest rate on the Savings Account-i?

The Savings Account-i pays a base rate of 0.05% p.a.. All balances at 0.05% p.a. (Tawarruq-based savings). No bonus tiers. Ceiling Profit Rate (CPR) 4%. Verified 4 Sept 2026 against the official Bank Muamalat website.

Bank Muamalat · Malaysia · Verified 4 Sept 2026

BASE RATE

0.05% p.a.

MAX RATE (ALL TIERS)

Not disclosed

BALANCE CAP

None

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (JomPAY / standing instruction) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

PIDM insured YES — RM250,000 per depositor per member bank

Minimum balance RM20 initial deposit

HOW THE RATE WORKS

All balances at 0.05% p.a. (Tawarruq-based savings). No bonus tiers. Ceiling Profit Rate (CPR) 4%.

SOURCE

https://www.muamalat.com.my/banking/personal-banking/savings-account-i

Bank Muamalat official Savings Account-i page - Rates table (all balances 0.05% p.a.), min deposit RM20

Verified 4 Sept 2026. Rates change — always confirm on the official site.