SAVINGS ACCOUNTS — 27 VERIFIED
Bonus-interest accounts ranked by what you can actually earn. Every rate carries a verification date and source URL. Last verified 4 Sept 2026.
1 SC Bonus$aver Account Standard Chartered Bank (Singapore)
SALARY · CARD SPEND · INS/INV · CAP S$100,000 (bonus interest on first S$100,000 eligible deposit balance) · SDIC
5.85% p.a.
MAX
2 BOC SmartSaver (on Multi-Currency Savings Account) Bank of China (Singapore)
SALARY · CARD SPEND · BILLS · INS/INV · CAP S$100,000 (bonus interest on first S$100,000; extra savings bonus S$100,000-S$1,000,000) · SDIC
4.6% p.a.
MAX
3 OCBC 360 Account OCBC Bank
SALARY · CARD SPEND · INS/INV · CAP S$100,000 (bonus interest on first S$100,000) · SDIC
4.45% p.a.
MAX
4 DBS Multiplier Account DBS Bank
SALARY · CARD SPEND · INS/INV · CAP S$100,000 (bonus interest; S$50,000 cap for 1-category tier) · SDIC
4.1% p.a.
MAX
5 POSB Multiplier Account POSB (DBS Group)
SALARY · CARD SPEND · INS/INV · CAP S$100,000 (bonus interest; S$50,000 cap for 1-category tier) · SDIC
4.1% p.a.
MAX
6 Maybank SaveUp Account (Save Up Programme) Maybank Singapore
SALARY · CARD SPEND · BILLS · INS/INV · CAP S$75,000 (bonus interest on first S$75,000 per 2026 programme) · SDIC
4% p.a.
MAX
7 Citi Interest Booster Account Citibank Singapore (Citi)
CARD SPEND · INS/INV · SDIC
4% p.a.
MAX
8 Mari Savings Account MariBank Mari Savings Account
SALARY · CAP S$100,000 (new-user bonus applies to first S$100,000; base rate on all balances) · SDIC
3.08% p.a.
MAX
9 Syfe Cash+ Flexi (SGD) Syfe Cash+ Flexi (SGD)
NO CONDITIONS · CAP none (no maximum) · NOT INSURED
3% p.a.
MAX
10 UOB Uniplus Account United Overseas Bank (UOB)
INS/INV · SDIC
2.5% p.a.
MAX
11 Trust Bank Savings Account Trust Bank Savings Account
SALARY · CARD SPEND · INS/INV · CAP S$1,200,000 (interest on first S$1.2M; 0.05% above) · SDIC
2.4% p.a.
MAX
12 Chocolate Finance SGD Cash-Managed Account Chocolate Finance SGD Cash-Managed Account
NO CONDITIONS · CAP none (no maximum; tiered rates: 2% first S$20k, 1.8% next S$80k, 1.8% above; Top-Up Programme covers first S$100k) · NOT INSURED
2% p.a.
MAX
13 UOB One Account United Overseas Bank (UOB)
SALARY · CARD SPEND · BILLS · CAP S$150,000 (bonus interest up to S$150,000) · SDIC
1.9% p.a.
MAX
14 HSBC Everyday Global Account (EGA) HSBC Bank (Singapore)
SALARY · CARD SPEND · CAP S$5,000,000 (incremental fresh funds cap for Sept-Dec 2026 promotion) · SDIC
1.8% p.a.
MAX
15 HSBC Premier Everyday Global Account HSBC Bank (Singapore)
SALARY · CARD SPEND · CAP S$5,000,000 (incremental fresh funds cap for Sept-Dec 2026 promotion) · SDIC
1.8% p.a.
MAX
16 GXS Savings Account GXS Bank Savings Account
NO CONDITIONS · CAP S$95,000 (total deposit limit per account) · SDIC
1.6% p.a.
MAX
17 UOB Stash Account United Overseas Bank (UOB)
NO CONDITIONS · CAP S$100,000 (bonus interest up to S$100,000) · SDIC
1.5% p.a.
MAX
18 SC JumpStart Account Standard Chartered Bank (Singapore)
INS/INV · CAP S$50,000 (base and step-up interest on balances up to S$50,000; 0.10% above S$50,000) · SDIC
1.5% p.a.
MAX
19 StashAway Simple (Simple / Simple Plus / Simple Fixed) StashAway Simple (Simple / Simple Plus / Simple Fixed)
NO CONDITIONS · CAP none (no maximum deposit) · NOT INSURED
1.5% p.a.
MAX
20 Singlife Account Singlife Account
NO CONDITIONS · CAP Returns only on first S$100,000 (no returns above S$100,000) · NOT INSURED
1.5% p.a.
MAX
21 Endowus Cash Smart Endowus Cash Smart
NO CONDITIONS · CAP none (no limits or tiers) · NOT INSURED
1.2% p.a.
MAX
22 GIGANTIQ (Etiqa Insurance) GIGANTIQ (Etiqa Insurance)
NO CONDITIONS · CAP not disclosed (add-on bonus interest applies only to first S$10,000) · NOT INSURED
1% p.a.
MAX
23 CIMB FastSaver Account CIMB Bank (Singapore)
NO CONDITIONS · CAP S$1,000,000 (incremental balance cap for bonus interest) · SDIC
0.9% p.a.
MAX
24 OCBC Bonus+ Savings Account OCBC Bank
NO CONDITIONS · SDIC
0.7% p.a.
MAX
25 DBS My Account DBS Bank
NO CONDITIONS · SDIC
0% p.a.
MAX
26 OCBC Statement Savings Account OCBC Bank
NO CONDITIONS · SDIC
0% p.a.
MAX
27 RHB High Yield Savings Plus Account RHB Bank (Singapore)
NO CONDITIONS · SDIC
0% p.a.
MAX
Rates are estimates based on published terms. Always verify with the bank before switching.