BASE RATE
0.05% p.a.
MAX RATE (ALL TIERS)
0% p.a.
BALANCE CAP
None
■ BONUS TIER REQUIREMENTS
Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
SDIC insured YES — S$100,000 per depositor per member bank
Minimum balance no minimum balance (no fall-below fee)
Monthly fee none (no service charge)
HOW THE RATE WORKS
Multi-currency deposit account with flat 0.050% p.a. on all SGD balances (all tiers). No bonus-interest mechanics; included for completeness as DBS's standard SGD deposit account. Supports 12 foreign currencies.
SOURCE
https://www.dbs.com.sg/personal/rates-online/deposit-rates.page
DBS official S$ Deposit Rates page (My Account: 0.050% p.a. all balance tiers) + dbs.com.sg/personal/deposits/compare-accounts/default.page (My Account: no service charge)
Verified 4 Sept 2026. Rates change — always confirm on the official site.