Is the UOB Stash Account SDIC-insured?

Yes. The UOB Stash Account is SDIC-insured up to S$100,000 per depositor per member bank.

UOB Stash Account

Q: What is the interest rate on the UOB Stash Account?

The UOB Stash Account pays a base rate of 0.05% p.a., up to 1.5% p.a. with bonus tiers. Bonus interest for consistent saving: maintain or increase Monthly Average Balance vs preceding month. Tiers: first S$10,000 0.05% (no bonus), next S$30,000 +1.35% (1.40% total), next S$30,000 +1.55% (1.60%), next S$30,000 +1.95% (2.00%), above S$100,000 0.05%. Max EIR 1.50% p.a. on S$100,000 when MAB is maintained/increased. Verified 4 Sept 2026 against the official United Overseas Bank (UOB) website.

United Overseas Bank (UOB) · Singapore · Verified 4 Sept 2026

BASE RATE

0.05% p.a.

MAX RATE (ALL TIERS)

1.5% p.a.

BALANCE CAP

S$100,000 (bonus interest up to S$100,000)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (GIRO) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

SDIC insured YES — S$100,000 per depositor per member bank

HOW THE RATE WORKS

Bonus interest for consistent saving: maintain or increase Monthly Average Balance vs preceding month. Tiers: first S$10,000 0.05% (no bonus), next S$30,000 +1.35% (1.40% total), next S$30,000 +1.55% (1.60%), next S$30,000 +1.95% (2.00%), above S$100,000 0.05%. Max EIR 1.50% p.a. on S$100,000 when MAB is maintained/increased.

SOURCE

https://www.uob.com.sg/personal/online-rates/singapore-dollar-deposit-rates.page

UOB official Singapore Dollar Deposit Rates page (Stash Account table: base 0.05%, bonus 1.35%/1.55%/1.95%, max EIR 1.50% on S$100,000 with maintained/increased MAB) + uob.com.sg/personal/save/savings-accounts/stash-account.page (up to 2% p.a. interest by maintaining or increasing balance)

Verified 4 Sept 2026. Rates change — always confirm on the official site.