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MALAYSIA 2026-09-04 VERIFIED
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SAVINGS / Citibank Singapore (Citi)

Citi Interest Booster Account

Citibank Singapore (Citi) · Singapore · Verified 4 Sept 2026

BASE RATE

1.5% p.a.

MAX RATE (ALL TIERS)

4% p.a.

BALANCE CAP

None

BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED
Card spend REQUIRED — min S$500/mo
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank REQUIRED
SDIC insured YES — S$100,000 per depositor per member bank

HOW THE RATE WORKS

Upsized base interest 1.50% p.a. + bonus tiers: Save +0.20% (increase balance S$1,500+/month), Invest +0.60% (3 investments of S$1,000+), Insure +0.60% (min S$5,000 regular premium), Spend +0.20% (S$500+), Borrow +0.80% (home loan S$500,000+), Birthday +0.10% = up to 4.0% p.a. NOTE ON MIGRATION: Citi Singapore was NOT migrated to UOB - the UOB acquisition of Citi's consumer banking covered Indonesia, Malaysia, Thailand and Vietnam only (announced Jan 2022); Citi Singapore continues to operate as a standalone wealth hub (citibank.com.sg live, 2026).

SOURCE

https://www1.citibank.com.sg/wealth-management/citi-plus/citi-interest-booster-account

Citibank Singapore official Citi Interest Booster Account page (base 1.50%, bonuses 0.20/0.60/0.60/0.20/0.80/0.10, up to 4.0% p.a.) + citibank.com.sg/personal-banking/deposits/savings-account (account listing, SDIC insured) + citigroup.com press release (UOB acquisition covers MY/ID/TH/VN only)

Verified 4 Sept 2026. Rates change — always confirm on the official site.