Is the UOB Uniplus Account SDIC-insured?

Yes. The UOB Uniplus Account is SDIC-insured up to S$100,000 per depositor per member bank.

UOB Uniplus Account

Q: What is the interest rate on the UOB Uniplus Account?

The UOB Uniplus Account pays a base rate of 0.05% p.a., up to 2.5% p.a. with bonus tiers. Earn 2.5% p.a. interest when you invest or insure with UOB (enhanced offering per UOB 2026 marketing). Base rate 0.05% p.a. (listed under Passbook Savings/Uniplus group on UOB rates page). Verified 4 Sept 2026 against the official United Overseas Bank (UOB) website.

United Overseas Bank (UOB) · Singapore · Verified 4 Sept 2026

BASE RATE

0.05% p.a.

MAX RATE (ALL TIERS)

2.5% p.a.

BALANCE CAP

None

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (GIRO) NOT REQUIRED

Insurance / investments via bank REQUIRED

SDIC insured YES — S$100,000 per depositor per member bank

Minimum balance S$500 (Singaporeans/PRs) or S$1,000 (non-Singaporeans) initial deposit; S$500 min balance

Monthly fee S$2 fall-below fee if average daily balance below S$500

HOW THE RATE WORKS

Earn 2.5% p.a. interest when you invest or insure with UOB (enhanced offering per UOB 2026 marketing). Base rate 0.05% p.a. (listed under Passbook Savings/Uniplus group on UOB rates page).

SOURCE

https://www.uob.com.sg/personal/save/everyday-accounts/uniplus-savings-account.page

UOB official Uniplus Account page (Earn 2.5% p.a. interest when you invest or insure with us) + uob.com.sg/personal/online-rates/singapore-dollar-deposit-rates.page (Uniplus base 0.05% p.a.) + UOB fees & charges PDF (S$500 min balance, S$2 fall-below)

Verified 4 Sept 2026. Rates change — always confirm on the official site.