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MALAYSIA 2026-09-04 VERIFIED
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SAVINGS / Trust Bank Savings Account

Trust Bank Savings Account

Trust Bank Savings Account · Singapore · Verified 4 Sept 2026

BASE RATE

0.05% p.a.

MAX RATE (ALL TIERS)

2.4% p.a.

BALANCE CAP

S$1,200,000 (interest on first S$1.2M; 0.05% above)

■ BONUS TIER REQUIREMENTS

Salary credit REQUIRED — min S$1500/mo
Card spend REQUIRED — min S$30/mo
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank REQUIRED
SDIC insured YES — S$100,000 per depositor per member bank
Minimum balance none (no minimum balance)
Monthly fee none (fee-less savings account)

HOW THE RATE WORKS

3 plans, switchable monthly: Flex plan - base 0.05% + choose any 3 of 8 bonus scoops (salary GIRO S$1,500 +0.45%, ADB S$100k +0.30%, 5xS$30 card spends +0.20%/+0.10%, ADB increase S$3k +0.20%, TrustInvest S$20k +0.70%, credit card referral +1.20%, incoming PayNow S$1,500 +0.15%, FCY spend S$500 +0.15%) = up to 2.40% p.a.; Signature plan up to 1.00% p.a. (salary + ADB + card spends); Zen plan flat 0.40% p.a. Default plan is Signature if none chosen.

SOURCE

https://trustbank.sg/savings-account

Trust Bank official savings account page (Flex/Signature/Zen plans, scoop rates, up to 2.40% p.a. on first S$1.2M, 0.05% base, no fees) + trustbank.sg homepage (up to 2.4% p.a. on first S$1.2M deposit)

Verified 4 Sept 2026. Rates change — always confirm on the official site.