Is the Syfe Cash+ Flexi (SGD) SDIC-insured?

No. The Syfe Cash+ Flexi (SGD) is not SDIC-insured — it is not a bank deposit.

Syfe Cash+ Flexi (SGD)

Q: What is the interest rate on the Syfe Cash+ Flexi (SGD)?

The Syfe Cash+ Flexi (SGD) pays a base rate of 1.6% p.a., up to 3% p.a. with bonus tiers. Low-risk managed portfolio (30% LionGlobal SGD Money Market Fund, 70% LionGlobal SGD Enhanced Liquidity Fund); projected return 1.6% p.a. SGD after all fees (1.5%-1.6% range per comparison table updated 2 Jul 2026; USD 3.7%-3.8% projected). Returns credited daily. Not a savings/deposit product, no guarantee of returns; Syfe explicitly states 'SDIC-insured: No' in its comparison table. Verified 4 Sept 2026 against the official Syfe Cash+ Flexi (SGD) website.

Syfe Cash+ Flexi (SGD) · Singapore · Verified 4 Sept 2026

BASE RATE

1.6% p.a.

MAX RATE (ALL TIERS)

3% p.a.

BALANCE CAP

none (no maximum)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (GIRO) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

SDIC insured NO — NOT A BANK DEPOSIT

Minimum balance none for SGD (US$10,000 or SGD equivalent for USD portfolio)

Monthly fee management fee 0.05%-0.15% p.a. (SGD), 0.15%-0.20% p.a. (USD); no monthly account fee

HOW THE RATE WORKS

Low-risk managed portfolio (30% LionGlobal SGD Money Market Fund, 70% LionGlobal SGD Enhanced Liquidity Fund); projected return 1.6% p.a. SGD after all fees (1.5%-1.6% range per comparison table updated 2 Jul 2026; USD 3.7%-3.8% projected). Returns credited daily. Not a savings/deposit product, no guarantee of returns; Syfe explicitly states 'SDIC-insured: No' in its comparison table.

SOURCE

https://www.syfe.com/cash-management/cash-plus-flexi

Official Syfe Cash+ Flexi product page (verified 2026-09-04): 1.6% p.a. projected SGD after all fees, 3.8% p.a. projected USD, no lock-in, next-day withdrawals, management fee 0.05-0.15% p.a., comparison table marks 'SDIC-insured: No'. Syfe Pte Ltd CMS100837. Not on SDIC DI Scheme member list.

Verified 4 Sept 2026. Rates change — always confirm on the official site.