Is the CIMB FastSaver Account SDIC-insured?

Yes. The CIMB FastSaver Account is SDIC-insured up to S$100,000 per depositor per member bank.

CIMB FastSaver Account

Q: What is the interest rate on the CIMB FastSaver Account?

The CIMB FastSaver Account pays a base rate of 0.5% p.a., up to 0.9% p.a. with bonus tiers. Tiered base rates: first S$25,000 0.50% p.a., next S$25,000 1.08%, next S$25,000 1.58%, above S$75,000 0.50%. September 2026 promotion: +0.90% p.a. bonus interest on incremental fresh funds (min S$10,000 top-up vs 31 Aug 2026 month-end balance, Personal Banking; 1.00% for Preferred Banking) during 1-30 Sep 2026, capped at S$1,000,000 incremental balance. No salary/card/bill conditions. Verified 4 Sept 2026 against the official CIMB Bank (Singapore) website.

CIMB Bank (Singapore) · Singapore · Verified 4 Sept 2026

BASE RATE

0.5% p.a.

MAX RATE (ALL TIERS)

0.9% p.a.

BALANCE CAP

S$1,000,000 (incremental balance cap for bonus interest)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED

Card spend NOT REQUIRED

Bill payments (GIRO) NOT REQUIRED

Insurance / investments via bank NOT REQUIRED

SDIC insured YES — S$100,000 per depositor per member bank

HOW THE RATE WORKS

Tiered base rates: first S$25,000 0.50% p.a., next S$25,000 1.08%, next S$25,000 1.58%, above S$75,000 0.50%. September 2026 promotion: +0.90% p.a. bonus interest on incremental fresh funds (min S$10,000 top-up vs 31 Aug 2026 month-end balance, Personal Banking; 1.00% for Preferred Banking) during 1-30 Sep 2026, capped at S$1,000,000 incremental balance. No salary/card/bill conditions.

SOURCE

https://www.cimb.com.sg/en/personal/banking-with-us/accounts/savings-accounts/cimb-fastsaver-account.html

CIMB Singapore official FastSaver page (tiered rates 0.50%/1.08%/1.58%/0.50%; Sept 2026 bonus interest promotion 0.90% p.a. on min S$10,000 incremental fresh funds) + cimb.com.sg StarSaver page (promo terms: bonus capped at S$1,000,000 incremental balance)

Verified 4 Sept 2026. Rates change — always confirm on the official site.