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SAVINGS / StashAway Simple (Simple / Simple Plus / Simple Fixed)

StashAway Simple (Simple / Simple Plus / Simple Fixed)

StashAway Simple (Simple / Simple Plus / Simple Fixed) · Singapore · Verified 19 Oct 2026

BASE RATE

1.5% p.a.

MAX RATE (ALL TIERS)

1.5% p.a.

BALANCE CAP

none (no maximum deposit)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
SDIC insured NO — NOT A BANK DEPOSIT
Minimum balance none (no minimum)
Monthly fee StashAway fee 0.15% p.a. (Simple) / 0.20% p.a. (Simple Plus); Simple Fixed rate net of all fees

HOW THE RATE WORKS

Simple: projected 1.5% p.a. net (30% LionGlobal SGD Money Market Fund, 70% LionGlobal SGD Enhanced Liquidity Fund), no lock-in; Simple Plus: 3.1% p.a. yield-to-maturity (60% LionGlobal Short Duration Bond, 20% Amova Short Term Bond, 20% LionGlobal Enhanced Liquidity), no lock-in but 12+ months recommended; Simple Fixed: 1.3% p.a. fixed for 1-month tenor, rate topped up if underlying falls short. Rates as of 16 Oct 2026. StashAway states Simple is 'not insured' and Simple Fixed 'is not a fixed deposit and SDIC insurance does not apply'.

SOURCE

https://www.stashaway.sg/save

Official StashAway Simple Cash page (re-verified 2026-10-19): Simple 1.5% projected, Simple Plus 3.1% YTM (was 2.7%), Simple Fixed 1.3% (was 1.1%), pricing table, 'Rate as of 16 Oct 2026', explicit 'SDIC insurance does not apply' disclosure. Asia Wealth Platform Pte Ltd CMS100604. Not on SDIC DI Scheme member list.

Verified 19 Oct 2026. Rates change — always confirm on the official site.