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MALAYSIA 2026-09-04 VERIFIED
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SAVINGS / StashAway Simple (Simple / Simple Plus / Simple Fixed)

StashAway Simple (Simple / Simple Plus / Simple Fixed)

StashAway Simple (Simple / Simple Plus / Simple Fixed) · Singapore · Verified 4 Sept 2026

BASE RATE

1.5% p.a.

MAX RATE (ALL TIERS)

1.5% p.a.

BALANCE CAP

none (no maximum deposit)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
SDIC insured NO — NOT A BANK DEPOSIT
Minimum balance none (no minimum)
Monthly fee StashAway fee 0.15% p.a. (Simple) / 0.20% p.a. (Simple Plus); Simple Fixed rate net of all fees

HOW THE RATE WORKS

Simple: projected 1.5% p.a. net (30% LionGlobal SGD Money Market Fund, 70% LionGlobal SGD Enhanced Liquidity Fund), no lock-in; Simple Plus: 2.7% p.a. yield-to-maturity (60% LionGlobal Short Duration Bond, 20% Amova Short Term Bond, 20% LionGlobal Enhanced Liquidity), no lock-in but 12+ months recommended; Simple Fixed: 1.05% p.a. fixed for 1-month tenor, rate topped up if underlying falls short. Rates as of 28 Aug 2026. StashAway states Simple is 'not insured' and Simple Fixed 'is not a fixed deposit and SDIC insurance does not apply'.

SOURCE

https://www.stashaway.sg/save

Official StashAway Simple Cash page (verified 2026-09-04): Simple 1.5% projected, Simple Plus 2.7% YTM, Simple Fixed 1.05%, pricing table, 'Rate as of 28 Aug 2026', explicit 'SDIC insurance does not apply' disclosure. Asia Wealth Platform Pte Ltd CMS100604. Not on SDIC DI Scheme member list.

Verified 4 Sept 2026. Rates change — always confirm on the official site.