BASE RATE
1.5% p.a.
MAX RATE (ALL TIERS)
1.5% p.a.
BALANCE CAP
Returns only on first S$100,000 (no returns above S$100,000)
■ BONUS TIER REQUIREMENTS
HOW THE RATE WORKS
Insurance savings plan (not a bank account): base return 1.5% p.a. on first S$10,000 and 1.0% p.a. on amounts above S$10,000 up to S$100,000; returns calculated daily and credited monthly; crediting rates not guaranteed and periodically declared. Up to 3.0% p.a. with Top-up Campaign (+0.5%) and Booster Bonus Campaign (+1.0%). NOT covered by SDIC Deposit Insurance Scheme - protected under the Policy Owners' Protection (PPF) Scheme administered by SDIC (insurance-policy protection, different scheme). Relevant money held in trust account with safeguarding institution.
SOURCE
https://singlife.com/en/singlife-account
Official Singlife Account page + crediting-rates FAQ (verified 2026-09-04): base return 1.5%/1.0% tiers up to S$100,000, campaign bonuses to 3.0% p.a., daily calc/monthly credit, PPF Scheme protection disclosure, FAST withdrawal disclosure. Singapore Life Ltd is not a DI Scheme member (sdic.org.sg/di_scheme_members/); coverage is PPF, not deposit insurance.
Verified 4 Sept 2026. Rates change — always confirm on the official site.