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MALAYSIA 2026-09-04 VERIFIED
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SAVINGS / GIGANTIQ (Etiqa Insurance)

GIGANTIQ (Etiqa Insurance)

GIGANTIQ (Etiqa Insurance) · Singapore · Verified 4 Sept 2026

BASE RATE

1% p.a.

MAX RATE (ALL TIERS)

1% p.a.

BALANCE CAP

not disclosed (add-on bonus interest applies only to first S$10,000)

■ BONUS TIER REQUIREMENTS

Salary credit NOT REQUIRED
Card spend NOT REQUIRED
Bill payments (GIRO) NOT REQUIRED
Insurance / investments via bank NOT REQUIRED
SDIC insured NO — NOT A BANK DEPOSIT
Minimum balance S$50
Monthly fee none disclosed (add-on protection premiums charged daily if activated)

HOW THE RATE WORKS

All-in-one insurance savings plan (not a bank account or fixed deposit) underwritten by Etiqa Insurance Pte Ltd: up to 1.8% p.a. = guaranteed 1% p.a. + 0.8% p.a. bonus for first policy year (FCFS); earn up to 0.25% p.a. additional interest per active add-on protection (Major Cancer, Accidental Death, TPD riders; Home/Cyber add-ons), applicable to first S$10,000 while active. Capital-guaranteed plan. NOT DI Scheme insured - protected under Policy Owners' Protection (PPF) Scheme administered by SDIC. NOTE: official page shows 'FULLY SUBSCRIBED!' - new sign-ups on waitlist.

SOURCE

https://www.tiq.com.sg/gigantiq

Official Tiq/Etiqa GIGANTIQ page (verified 2026-09-04): up to 1.8% p.a. (1% guaranteed + 0.8% first-year bonus), S$50 minimum, add-on interest up to 0.25% p.a. each on first S$10,000, PPF Scheme protection disclosure, 'FULLY SUBSCRIBED' waitlist notice. Etiqa Insurance Pte Ltd is not a DI Scheme member; coverage is PPF, not deposit insurance.

Verified 4 Sept 2026. Rates change — always confirm on the official site.