SGT://BANK
MALAYSIA 2026-09-04 VERIFIED
bank.subimpact.net SINGAPORE

CARDS / Trust Bank Savings Account

Trust Freedom Credit Card (Cashback mode; formerly Trust Cashback Card)

Trust Bank Savings Account · Singapore · CASHBACK · Verified 4 Sept 2026

ANNUAL FEE

S$0 (no annual fee)

No annual fee, ever; no foreign transaction fee

INCOME REQUIREMENT

S$30,000/year (SG citizen/PR aged 21-55); S$15,000/year (SG citizen/PR above 55); S$60,000/year (foreigners with valid work pass)

MILES

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■ CATEGORY RATES

local eligible spend (unlimited cashback mode) 1.5 · CAP no cap, no minimum spend
foreign eligible spend (unlimited cashback mode) 0.5 · CAP no cap, no minimum spend
preferred category (bonus cashback mode, changeable quarterly) 15 · CAP S$250 per quarter; requires min S$2,000 total eligible spend per month for 3 consecutive months
other local eligible spend (bonus cashback mode) 1 · CAP unlimited
foreign eligible spend (bonus cashback mode) 0.5 · CAP unlimited

NOTES

Trust Cashback Card renamed Trust Freedom Card (13 Aug 2026); choose one reward mode per quarter: Unlimited cashback (1.5% local / 0.5% foreign, no cap), Bonus cashback (15% on preferred category capped S$250/quarter + 1% other local / 0.5% foreign), or Stockback (3% local & foreign till 31 Dec 2026, then 2% local / 0.5% foreign from 1 Jan 2027, capped S$500/quarter). 0% foreign transaction fees (Visa exchange rates, no markup). Up to extra 20% off exclusive partner deals (Caltex, Agoda, KFC, Deliveroo, CDG Zig). Welcome: sure-win cashback gift up to S$8,000 (till 31 Oct 2026).

SOURCE

https://trustbank.sg/freedom-credit-card/cashback

Trust Bank official Freedom Card cashback page (verified via web_extract) + official FAQ (trustbank.sg/faqs) confirming 1.5% local / 0.5% foreign unlimited cashback; income requirement per official FAQ (2026-09-04)

Verified 4 Sept 2026. Terms change — always confirm on the official site.