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MALAYSIA 2026-09-04 VERIFIED
bank.subimpact.net SINGAPORE

CARDS / Standard Chartered Bank (Singapore)

SC Journey Credit Card

Standard Chartered Bank (Singapore) · Singapore · MILES · Verified 4 Sept 2026

ANNUAL FEE

S$196.20 (including 9% GST)

First year annual fee auto-waiver option (select 'FEE WAIVED' at application); 10,000 anniversary miles on renewal with annual fee payment

INCOME REQUIREMENT

Not disclosed

MILES

3 mpd on transport/food delivery/online groceries (3,000 miles/mo cap); 2 mpd overseas; 1.2 mpd local

Expiry: 360° Rewards Points never expire

CATEGORY RATES

transportation, food deliveries, online groceries 3 · CAP miles per S$1; bonus capped at 3,000 miles per month
overseas spend 2 · CAP miles per S$1, no cap
local spend 1.2 · CAP miles per S$1, no cap

NOTES

Miles card: 3 miles/S$1 on bonus categories (Transportation, Food Deliveries, Online Groceries; mobile wallet payments excluded from bonus), 2 mpd overseas, 1.2 mpd local. Miles credited as 360° Rewards Points; redeem 25,000 points = 10,000 airline miles (S$27.25 transfer fee). Welcome: 30,000 miles with annual fee applied or 20,000 miles with fee waived (S$800 spend in 60 days). 2 complimentary Priority Pass visits/year; travel insurance up to S$500,000.

SOURCE

https://www.sc.com/sg/credit-cards/journey-credit-card

SCB official product page (3/2/1.2 mpd, 3,000-mile bonus cap, S$196.20 fee, waiver option, 10,000 renewal miles, Priority Pass, 360° Rewards redemption)

Verified 4 Sept 2026. Terms change — always confirm on the official site.