HSBC TravelOne Credit Card
HSBC Bank (Singapore) · Singapore · MILES · Verified 4 Sept 2026
ANNUAL FEE
S$196.20 (incl. GST)
Waived from 2nd year onwards with > S$25,000 spend per year; pay annual fee from 2nd year to receive up to 10,000 miles (12,000 miles from 1 Jan 2026); waiver reverses Reward points
INCOME REQUIREMENT
S$30,000/year (SG/PR salaried with TRB >= S$50,000); S$40,000/year (SG/PR self-employed with TRB >= S$50,000); S$65,000/year (all others incl. foreigners)
MILES
2.4 mpd foreign currency; 1.2 mpd local; no cap on miles
Expiry: not disclosed (instant redemption to airline/hotel partners incl. Cathay Pacific, Singapore Airlines, Marriott Bonvoy)
■ CATEGORY RATES
NOTES
Welcome: up to 20,000 miles (50,000 Reward points) + Samsonite ZELTUS 69cm Spinner (worth S$680) for new cardholders spending S$1,000 (existing: 10,000 miles); must pay S$196.20 annual fee. 4 complimentary airport lounge visits/year via Mastercard Travel Pass. Complimentary travel insurance. Effective rate 27.8% p.a.
SOURCE
https://www.hsbc.com.sg/credit-cards/products/travelone
HSBC SG official product page, verified via web_extract (2026-09-04)
Verified 4 Sept 2026. Terms change — always confirm on the official site.