SGT://BANK
MALAYSIA 2026-09-04 VERIFIED
bank.subimpact.net SINGAPORE

CARDS / Citibank Singapore (Citi)

Citi Rewards Card

Citibank Singapore (Citi) · Singapore · MILES · Verified 4 Sept 2026

ANNUAL FEE

S$196.20 (incl. 9% GST)

First year annual fee waived

INCOME REQUIREMENT

S$30,000/year (local/PR); S$42,000/year (foreigner)

MILES

4 mpd equivalent on 10X categories (10X points per S$1; 2,500 points = 1,000 miles); 0.4 mpd base

Expiry: Citi ThankYou Points expire 60 months from card approval date (subsequent points start new 60-month validity)

■ CATEGORY RATES

online purchases (online grocery, food delivery, ride-hailing, etc.) 4 · CAP 10X Citi ThankYou Points per S$1; bonus capped at 9,000 points per statement month (per T&C/SingSaver)
in-store shopping (department stores, clothing stores, etc.) 4 · CAP 10X Citi ThankYou Points per S$1; bonus capped at 9,000 points per statement month
all other purchases 0.4 · CAP 1X Citi ThankYou Point per S$1

NOTES

Rewards card: 10X points on online purchases (excludes mobile wallet and travel-related transactions) and in-store shopping; 1X on all other. 440 points = S$1 via Pay with Points; redeemable for cash rebate, vouchers, miles. Welcome gift 40,000 bonus points with S$800 spend in 2 months. Points convertible to frequent flyer miles via Citi ThankYou Rewards.

SOURCE

https://www.citibank.com.sg/credit-cards/rewards/citi-rewards-card

Citi official product page (10X/1X rates, S$196.20 fee, S$30k/S$42k income, 60-month expiry, 440 pts=S$1); 9,000-point bonus cap per SingSaver review of official T&C

Verified 4 Sept 2026. Terms change — always confirm on the official site.