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MALAYSIA 2026-09-04 VERIFIED
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CARDS / Citibank Singapore (Citi)

Citi Cash Back+ Card

Citibank Singapore (Citi) · Singapore · CASHBACK · Verified 4 Sept 2026

ANNUAL FEE

S$196.20 (incl. GST)

First year annual fee waived (per third-party; official fee page not captured)

INCOME REQUIREMENT

Not disclosed

MILES

CATEGORY RATES

all retail spend 1.6 · CAP no cap, no minimum spend
foreign currency spend (selected 10 countries, promo till 31 Dec 2025) 3.25 · CAP capped at first S$3,000 of qualifying FC spend per month; min S$2,000 total monthly spend; enrolment required

NOTES

Unlimited flat-rate cashback card: 1.6% on all spend, no minimum spend, no cap. Cashback never expires, redeemable via Citi Mobile App/SMS. Citi Plus customers (Primary Account Holder of Citi Interest Booster) earn extra 0.4% bonus cashback (min S$500 retail spend, capped at S$2,000 spend = max S$8/month). Up to S$1M travel ticket coverage.

SOURCE

https://www.citibank.com.sg/credit-cards/cashback/cashback-plus-card

Citi official product page (1.6% unlimited, no min spend/cap, Citi Plus bonus table); annual fee S$196.20 first-year waiver per MoneySmart

Verified 4 Sept 2026. Terms change — always confirm on the official site.