SGT://BANK
MALAYSIA 2026-09-04 VERIFIED
bank.subimpact.net SINGAPORE

CARDS / Bank of China (Singapore)

BOC NVMO Card (formerly BOC Family Card)

Bank of China (Singapore) · Singapore · CASHBACK · Verified 4 Sept 2026

ANNUAL FEE

not disclosed (first year annual fee waived for principal and supplementary)

First year annual fee waiver for both principal and supplementary cards

INCOME REQUIREMENT

S$30,000/year (principal, age 21+); S$60,000/year for foreigners; supplementary age 18+

MILES

CATEGORY RATES

dining & online food delivery (MCC 5812, 5814) 10 · CAP S$25 per billing cycle; requires S$800+ spend in billing cycle
travel & entertainment (in-store MY/ID spend, online travel agencies MCC 4722, streaming/digital goods MCC 4899/5815, tickets MCC 7922) 8 · CAP S$25 per billing cycle; requires S$800+ spend in billing cycle
shopping & lifestyle (transport MCC 4111/4121, supermarkets MCC 5411, online purchases) 3 · CAP S$25 per billing cycle; requires S$800+ spend in billing cycle
health & wellness (hospitals MCC 8062, veterinary/pet MCC 0742/5995) 3 · CAP S$25 per billing cycle; requires S$800+ spend in billing cycle
insurance (MCC 5960/6300/6381/6399) 1 · CAP within S$25 health & wellness cap; requires S$800+ spend in billing cycle
all other retail spend (below S$800/month) 0.3 · CAP base cashback on all card transactions

NOTES

Rebranded from BOC Family Card effective 13 June 2026. NVMO Cashback requires S$800+ charged in a billing cycle; below S$800 earns 0.3% base. Exclusions: utilities (MCC 4900), telco (4814), SimplyGo top-up, AXS/SAM, education, government, quasi-cash/crypto, IPP instalments, etc. Cashback caps: S$25 per category group per billing cycle.

SOURCE

https://www.bankofchina.com/sg/bcservice/bc1/201605/t20160503_6891836.html

BOC Singapore official NVMO product page + official T&C PDF (effective 13 June 2026), verified via web_extract (2026-09-04)

Verified 4 Sept 2026. Terms change — always confirm on the official site.