ANNUAL FEE
Classic RM120 / Platinum RM195
Effective 1 Jan 2026: waived with min RM15,000 (Classic) or RM20,000 (Platinum) annual spend; 1-year waiver on online application
INCOME REQUIREMENT
ONE Platinum: RM36,000/year; ONE Classic: not disclosed
MILES
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■ CATEGORY RATES
Petrol (all petrol stations & Setel CardTerus) 10% (0.2% if min spend not met) · CAP RM10/month Classic, RM15/month Platinum
Groceries (AEON Big, Jaya Grocer, Lotus's, Mercato) 10% (0.2% if min spend not met) · CAP RM10/month Classic, RM15/month Platinum
Dining (eateries and fast food) 10% (0.2% if min spend not met) · CAP RM10/month Classic, RM15/month Platinum
Grab (rides, GrabExpress, GrabFood, GrabMart, GrabPay, subscription) 10% (0.2% if min spend not met) · CAP RM10/month Classic, RM15/month Platinum
Other retail purchases 0.2% · CAP unlimited
NOTES
Up to 10% cashback on petrol, selected grocers, dining and Grab with minimum retail spend of RM800 (Classic) or RM1,500 (Platinum) per statement month; caps RM10/RM15 per category per month. Revised min spend RM800 for ONE Classic effective statements from 1 July 2025.
SOURCE
https://www.uob.com.my/personal/cards/credit-cards/uob-one-card.page
UOB official product page (uob.com.my)
Verified 4 Sept 2026. Terms change — always confirm on the official site.