ANNUAL FEE
None
INCOME REQUIREMENT
RM24,000/year
MILES
—
■ CATEGORY RATES
Petrol, dining, utilities, grocery (tier 1: RM1-999.99 monthly spend) 0.2% · CAP RM10/category/month
Petrol, dining, utilities, grocery (tier 2: RM1,000-1,999.99) 1% · CAP RM10/category/month
Petrol, dining, utilities, grocery (tier 3: RM2,000-2,499.99) 2% · CAP RM10/category/month
Petrol, dining, utilities, grocery (tier 4: RM2,500+) 5% · CAP RM10/category/month
Online dining/grocery (tier 4: RM2,500+) 10% · CAP RM10/month
Other spend 0.2% · CAP unlimited
NOTES
Tiered cashback based on total monthly retail spend; 10% on online dining/grocery at the top tier (RM2,500+ monthly spend). Cashback capped RM10 per category per month. MCC list published by RHB.
SOURCE
https://www.rhbgroup.com/personal/cards/credit-cards/rhb-cash-back-credit-card/index.html
RHB official product page (rhbgroup.com)
Verified 4 Sept 2026. Terms change — always confirm on the official site.