Public Bank · Malaysia · CASHBACK · Verified 19 Oct 2026
ANNUAL FEE
None
First year annual fee waived; subsequent years waived with minimum 12 swipes over preceding 12 months
INCOME REQUIREMENT
RM80,000/year
MILES
not disclosed (VIP/Green Points redeemable for Air Miles, gift vouchers and products)
Expiry: Green Points and VIP Points expire after 3 years
■ CATEGORY RATES
Dining (MCC 5812, 5813, 5814) and online transactions 2% · CAP RM30 per monthly statement cycle (min RM100 per transaction)
Green category transactions 10x Green Points per RM1 · CAP unlimited
Other overseas retail 3x VIP Points per RM1 · CAP unlimited
Other retail 1x VIP Point per RM1 · CAP unlimited
NOTES
2% cashback on dining and online with min RM100 per transaction, capped RM30/month. 2x Plaza Premium Lounge access with RM1,000 retail spend within 30 days before/after each visit. Up to RM500,000 automatic travel insurance.