ANNUAL FEE
RM75 (principal)
Waived first year (valid till 31 Dec 2026); subsequent years waived with min RM20,000 annual retail spend
INCOME REQUIREMENT
RM48,000/year
MILES
not disclosed (OCBC$ points redeemable as cash credit via OCBC app)
Expiry: OCBC$ expire after 5 years
■ CATEGORY RATES
Online & e-wallet spend on Double Date (1.1-12.12) and Pay Day (25th) 12x OCBC$ per RM1 · CAP 20,000 OCBC$ per statement cycle
Online & e-wallet spend on other days 6x OCBC$ per RM1 · CAP 20,000 OCBC$ per statement cycle
All other retail spend 1x OCBC$ per RM1 · CAP unlimited
NOTES
Online-shopping card: 12x OCBC$ on online & e-wallet spend on Double Date and Pay Day, 6x on other days, 1x all other retail. OCBC$ redeemable as cash credit.
SOURCE
https://www.ocbc.com.my/personal-banking/cards/titanium-mastercard
OCBC official product page (ocbc.com.my)
Verified 4 Sept 2026. Terms change — always confirm on the official site.