MYT://BANK [F1] HELP [E] EDIT [D] DATA [I] INSPECT
MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC 1.00% (Tier 3, RM50,000 and above; Tier 2 RM10,000-50,000 = 0.50%) BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.8% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.36% p.a. MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC 1.00% (Tier 3, RM50,000 and above; Tier 2 RM10,000-50,000 = 0.50%) BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.8% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.36% p.a.
CARDS / OCBC
OCBC 365 Mastercard
OCBC · Malaysia · CASHBACK · Verified 26 Oct 2026
ANNUAL FEE
RM100 (principal), RM50 (supplementary)
Waived first year (valid till 31 Dec 2026); subsequent years waived with min RM20,000 annual retail spend
INCOME REQUIREMENT
RM48,000/year
MILES
not disclosed (OCBC$ points redeemable as cash credit via OCBC app)
Expiry: OCBC$ expire after 5 years
■ CATEGORY RATES
Dining, grocery, shopping on weekends 10x OCBC$ per RM1 · CAP 20,000 OCBC$ per statement cycle
Dining, grocery, shopping on weekdays 5x OCBC$ per RM1 · CAP 20,000 OCBC$ per statement cycle
Utilities, petrol, insurance premiums 1x OCBC$ per RM1 · CAP unlimited
NOTES
Points-based card: 10x OCBC$ on weekend dining/grocery/shopping, 5x weekdays, 1x utilities/petrol/insurance. OCBC$ redeemable as cash credit. Insurance premiums exclude Great Eastern. 1x unlimited OCBC$ continues after 20,000 cap reached.