Annual fee waived for subsequent years with minimum spend of RM80,000 per annum (per official page)
INCOME REQUIREMENT
RM100,000/year
MILES
12,500 TreatsPoints = 1,000 Enrich/KrisFlyer/Asia Miles (Amex Reserve, effective 22 February 2025; previously 10,000 TreatsPoints = 1,000). Earn (Amex Reserve, effective 1 June 2026): 10x overseas / 5x local dining / up to 3x other local; Visa Infinite: 5x overseas / up to 2x local / 1x utilities-education-EzyPay-insurance
Expiry: TreatsPoints valid 3 years (per Maybank TreatsPoints programme)
■ CATEGORY RATES
Amex Reserve: overseas retail (excl. MCC 6051, 6211, 7311) 10x TreatsPoints per RM1 · CAP unlimited
Amex Reserve: local dining (MCC 5811, 5812, 5813, 5814) 5x TreatsPoints per RM1 · CAP unlimited
Amex Reserve: other local spend up to 3x TreatsPoints per RM1 · CAP petrol capped at RM500 per transaction (above RM500 earns 1x); utilities/education/EzyPay/insurance earn 1x
NOTES
Two-card set (Amex Reserve + Visa Infinite per current official page; the former Mastercard pairing is no longer shown) with one statement. Amex Reserve (effective 1 June 2026): 10x TreatsPoints per RM1 overseas, 5x local dining (MCC 5811-5814), up to 3x other local (petrol capped RM500/txn). Visa Infinite: 5x overseas, up to 2x local. 10,000 TreatsPoints welcome offer upon first spend (per official page).
Maybank official product page (maybank2u.com.my); benefit structure (effective 1 June 2026) and Air Miles conversion notice (12,500 TP = 1,000 miles, effective 22 February 2025) verified 2026-09-28
Verified 26 Oct 2026. Terms change — always confirm on the official site.