ANNUAL FEE
RM240
Annual fee waived with minimum annual retail spend of RM6,000
INCOME REQUIREMENT
RM102,000/year
MILES
not disclosed (HSBC Rewards points programme)
■ CATEGORY RATES
Contactless transactions 8x Reward Points per RM1 · CAP 3,000 additional points/month
Groceries 5x Reward Points per RM1 · CAP 3,000 additional points/month
Online (Lazada, Shopee, Grab, Zalora, Fave) 5x Reward Points per RM1 · CAP 3,000 additional points/month
Overseas 5x Reward Points per RM1 · CAP 6,000 additional points/month
Other retail 1x Reward Point per RM1 · CAP unlimited
NOTES
Rewards card: up to 8x Reward Points on contactless, 5x on groceries, online and overseas (additional points capped per month). Annual fee RM240 waived with RM6,000 annual retail spend.
SOURCE
https://www.hsbc.com.my/credit-cards/products/platinum/
HSBC official product page + compare page (hsbc.com.my)
Verified 4 Sept 2026. Terms change — always confirm on the official site.