ANNUAL FEE
None
INCOME REQUIREMENT
RM102,000/year
MILES
—
■ CATEGORY RATES
Dining (min RM1,000 monthly eligible spend) 1% · CAP RM30/month
Dining (min RM2,500) 2% · CAP RM30/month
Dining (min RM5,000) 5% · CAP RM30/month
Shopping (same tiers) 1% / 2% / 5% · CAP RM30/month
Entertainment (same tiers) 1% / 2% / 5% · CAP RM30/month
Other domestic spend 0.2% · CAP unlimited
Other overseas spend 0.5% · CAP unlimited
NOTES
Tiered bonus cashback on dining, shopping and entertainment: 1% at RM1,000, 2% at RM2,500, 5% at RM5,000 monthly eligible spend; capped RM30 per category per month. Additional 3% bonus cashback promo expired 30 June 2025. 15% off dining at participating local partners.
SOURCE
https://www.hsbc.com.my/credit-cards/products/liveplus/
HSBC official product page (hsbc.com.my)
Verified 4 Sept 2026. Terms change — always confirm on the official site.