Petrol (MCC 5542) 10% (weekends) / 0.5% (weekdays) · CAP RM15/month
Online spend incl. eWallet reload 1% · CAP RM15/month
Overseas and other eligible spend 0.2% · CAP unlimited
NOTES
Up to 15% cashback requires minimum monthly retail spend of RM1,000 (posted transactions); below RM1,000 all categories earn 0.2%. Government/JomPAY/FPX, QR Pay via HLB Connect, cash advances, quasi-cash, balance transfers excluded. Weekend/weekday split per WISE Card T&C Table 1 (last updated 5 June 2025): the 15%/10% headline rates apply to weekend transactions (Sat-Sun); weekday transactions earn 0.5% in those categories. Below the RM1,000 monthly spend all categories earn 0.2% (RM2 monthly cap per T&C).