MYT://BANK [F1] HELP [E] EDIT [D] DATA [I] INSPECT

SINGAPORE AS-OF 2026-09-04 VERIFIED

MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC — BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.7% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.309% p.a. MAYBANK 1ACC 6% p.a. CIMB 1ACC 4% p.a. RHB 2ACC 6.6% p.a. PUBLICBANK 1ACC 2.2% p.a. HONGLEONG 2ACC 3.4% p.a. AFFIN 1ACC — AMBANK 1ACC 6.1% p.a. STANDARDCHARTERED 2ACC 6.3% p.a. HSBC 1ACC — OCBC 1ACC 3% p.a. UOB 1ACC 5.65% p.a. BANKISLAM 1ACC — BANKRAKYAT 1ACC 1.25% p.a. ALLIANCE 1ACC 2.75% p.a. MBSB 1ACC — BANKMUAMALAT 2ACC 1.68% p.a. GXBANK 1ACC 3.7% p.a. BOOSTBANK 1ACC 4% p.a. AEONBANK 1ACC 3% p.a. RYTBANK 1ACC 1.95% p.a. KAFDIGITALBANK 1ACC 5% p.a. VERSACASHVERSACASHI 1ACC 4.2% p.a. KDISAVE 1ACC 3.88% p.a. STASHAWAYSIMPLE 1ACC 0.15% p.a. TNGGOTOUCHNGOEWALLET 1ACC 3.2% p.a. WAHEDEVERYDAYSHARIAHACCOUNTESA 1ACC — FSMONECASHMANAGEMENTFUND 1ACC 3.309% p.a.

CARDS / Hong Leong Bank

HLB Essential Credit Card

Q: What are the rewards on the HLB Essential Credit Card?

The HLB Essential Credit Card offers 1%% other (capped unlimited). Up to 1% endless (uncapped) cashback on all eligible spending. Excludes Government/JomPay/FPX, QR Pay via HLB Connect App, cash advances, quasi-cash, Quick Cash, Flexi Payment Plan, ABC, balance transfers and fees. Verified 4 Sept 2026 against the official Hong Leong Bank website.

Hong Leong Bank · Malaysia · CASHBACK · Verified 4 Sept 2026

ANNUAL FEE

None

1st year annual fee waiver available (per HLB waiver T&C)

INCOME REQUIREMENT

RM24,000/year (or RM2,000 pledged FD)

MILES

—

■ CATEGORY RATES

All eligible retail spend (local and international) 1% · CAP unlimited

NOTES

Up to 1% endless (uncapped) cashback on all eligible spending. Excludes Government/JomPay/FPX, QR Pay via HLB Connect App, cash advances, quasi-cash, Quick Cash, Flexi Payment Plan, ABC, balance transfers and fees.

SOURCE

https://www.hlb.com.my/en/personal-banking/credit-cards/cash-back/essential-card.html

HLB official product page (hlb.com.my)

Verified 4 Sept 2026. Terms change — always confirm on the official site.