Affin Bank · Malaysia · CASHBACK · Verified 19 Oct 2026
ANNUAL FEE
None
Annual fee waiver with minimum 12 swipes on retail transactions of any amount
INCOME REQUIREMENT
Not disclosed
MILES
not disclosed (AFFIN Rewards Points programme)
Expiry: AFFIN Rewards Points valid for 3 years
■ CATEGORY RATES
e-Commerce / online transactions, eWallet reloads/transactions and auto-billing 3% · CAP RM80/month (RM960/year)
Dining, groceries and petrol (Mastercard Rewards card) 3x AFFIN Rewards Points per RM1 · CAP unlimited
NOTES
Two-card set: Visa Cash Back card earns 3% cashback on e-commerce/online, eWallet reloads and auto-billing capped RM80/month; Mastercard Rewards card earns 3x AFFIN Rewards Points on dining, groceries and petrol. Excludes government services and charity.